The book Family Fortunes by the Bonners brings up a number of points suggesting how a person
should manage his or her own life in order to leave a heritage of wealth and good habits to his and her
progeny.

The first principle is to practice delayed gratification.  The second thing would be to marry someone who
is also practiced at delayed gratification.

Intelligent investing.

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Bob
Good at delayed gratification and in marrying someone who can watch the budget.

Don
Used to be good at delayed gratification but now has too much money to be concerned.
Mother of his children lives for the moment and but his oldest daughter understands delayed
gratification and married someone who does as well.  Don's youngest daughter is a spender, however.